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Loan Options / Home Refinancing

Learn how the HARP program can stabilize your mortgage.

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Looking to Refinance?

With our intuitive online platform we will get your loan closed in record time while meeting your financial goals.

Why Refinance?

Because mortgages amortize over a long period of time, periodically refinancing can be a great tool to save money in the long-run. Below are some of the more popular reasons our customers are refinancing.

  • Lower your interest rate to save money each month
  • Shorten your mortgage term to save interest and pay off your mortgage more quickly
  • Take out cash to consolidate high interest debt such as credit cards or student loans
  • Use home equity to take on home improvements
  • Cash out equity to buy a vacation home or investment property
  • Take advantage of rising real estate values to combine first and second mortgages
  • Get rid of costly mortgage insurance
  • Switch from an adjustable rate to a fixed rate

Have questions about purchasing a home with Loan Simply?

Our Process

If you’ve bought a home before, you know all too well that the average mortgage process takes around 45 days to close. That’s because traditional lenders rely on an outdated process that requires borrowers to constantly fax, scan, print, mail and even hand deliver hundreds of documents to their lender. Our digital-first approach augments the workflow and allows you to sign and deliver everything from the comfort of your own device. For more troublesome documents, such as bank statements and employment info, our loan professionals can retrieve them on your behalf.

Our more efficient process means we can get your mortgage closed in as little as 10 days. And since it costs us less to process your mortgage you’ll be sure to get the lowest rates without all of those costly fees.

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