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Lindsey Peterson avatar

by Lindsey Peterson / Nov 30, 2018

Why Loan Simply?

Our name says it for you! We are your one-stop-shop for a simple and quick mortgage loan. Our team is passionate about creating life-long customers, so we stand behind our modern process. Why work with us on your loan? Let me tell you!

We are quick

We pride ourselves not only in our customer service and simple process, but also the speed that we are able to get your loan completed. Once our online application is completed, we are able to get you pre-approved in 20 minutes. We can also go from pre-approval to clear-to-close in 10 days, and we can close in 15 days!

Our process is all digital

We are completely paperless, saving our clients time and effort. No need to worry about faxing, scanning or printing any documents throughout the entire process. Our company app allows you to complete your loan solely through the software; you can take photos of your documents and then upload them onto the app. Simple as that!

Around the clock customer service

We never have a hard stop at 5 pm. If our needs to chat or even a pre-approval letter at 10 pm, we will do it. We've done it before! We are always dedicated to our customers.

Zero lender fees + closing cost credit

Loan Simply has ZERO lender fees. We do not charge origination, application, commitment or any other junk fee that your current lender might be sneaking it there. On top of that, often times, we are able to give our borrowers a lender credit that goes towards closing costs. On average, we are $2,500-$3,000 cheaper than your realtor's in-house lender, builder's lender and big bank!

  1. One of our recent customers received an offer from the builder's lender, Atlantic Bay Mortgage Group, with an interest rate of 5.125% and $3,000 lender credit. They decided to get a second opinion and ended up working with Loan Simply. We gave them a credit score of 4.99% with a lender credit of $8,000 saving them $9,620 over the next five years.
  2. We also have a customer who is closing next week, who ultimately was going to work with their realtor's lender, Movement Mortgage, until they saw what we could do for them. At the same interest rate, we were able to save them $2,500 in closing costs and $35 on their mortgage insurance. Our customer will end up saving $4,600 over the next five years.

Forever Client Program

We're ready to say "I Do". When you refinance or buy a new home through Loan Simply, we'll waive your lender fees and reimburse you for your appraisal with any future refinance or purchase through us. When you refinance or buy a new home through Loan Simply in the future, we'll waive your lender fees as well as reimburse you for your appraisal and attorney fees!

We create raving fans

Check out our ZILLOW and GOOGLE page to see what we are talking about!

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Borrower / Charlotte, NC

I can't recommend these guys enough - from professionalism, timeliness, genuine personal care and concern.... TOP NOTCH. And the process couldn't be simpler - they have certainly earned their namesake. I wouldn't consider anyone else for a purchase or refinance.

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Borrower / Raleigh, NC

We recently refinanced our mortgage through Roger Moore at Loan Simply and had a fantastic experience. Their process was the easiest I've ever experienced when either refinancing or buying a home. On top of that, we got exactly the deal we were promised on the front end (actually a bit better, believe it or not). I'd have no reason to go anywhere else for my next loan. Highly recommend these guys!

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Borrower / Charlotte, NC

I just refinanced my house and Roger Moore with Loan Simply couldn’t have made the process any easier. The technology they use made it simple to understand the process. I was able to upload all my documents electronically and did most of this from my iPhone. If a question did come up, the team was quick to reach out and help me. I saved hundreds of dollars in a matter of days. Very satisfied customer!

Forever Client Program

We're ready to say "I Do". When you refinance or buy a new home through Loan Simply, we'll waive your lender fees and reimburse you for your appraisal with any future refinance or purchase through us. When you refinance or buy a new home through Loan Simply in the future, we'll waive your lender fees as well as reimburse you for your appraisal and attorney fees!

Save Money

Lower interest rates and low margins with no lender or origination fees.